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‘Substantiation will be a key focus’: ATO drums in tax time 2018 hit list
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New downsizing cap available
Capital Gains and Renounceable Rights
Treasury finds Australia 'increasingly uncompetitive' as US moves on tax plans
Australia's vital statistics
Our Advent calendar for 2017
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Quarter 4 October - December 2014
Quarter 4 of 2014
FBT – Christmas Parties and Taxi Fares
Hiring older employees
Deadline - 19th December 2014
Traps in Making Family Trust Distributions
Data matching offshore bank accounts
Estate planning in an SMSF.
Maximising the benefit of Credit Cards
Warning on Bank Offset Accounts
Mining tax gone but watch for associated tax changes
Maximising the benefit of Credit Cards


If you have a credit with interest free days, then make it work for you.


Know the cut off date (the end of each months transactions) and then delay, if you can, some charges on the card until after that date.  This might mean paying the utility account a bit later.  Doing so will give you an extra month to pay.

Paying the full amount stated on a credit card statement by the due date means no interest is paid on those transactions – excludes cash advances.  Do the same every month.  Being late will be very costly, so ensure your payment is received in time.

Obtaining a card that has a 0% or a very low interest rate for several months is a very good way to minimise interest, but you should pay the amount off if you can.  Rolling this amount to a new card (0% or very low % interest rate – balance transfers for example) after this period is also a good idea, if you find another bank to take on your credit.




Stapleton Group: 83a Boronia Road Boronia VIC 3155 | Phone: (03) 9760 7800 | Fax: (03) 9760 7860